Regulatory & compliance

We have more than 60 years of experience working on regulatory and compliance issues, with the largest regulatory and compliance team in Luxembourg.

Our lawyers are at the forefront of developments in this area and provide clients with expert advice on the full spectrum of regulatory and compliance services, including complex and sensitive regulatory matters (including CRD/CRR, MiFID, IFD/IFR, PSD, e-money and AML), offering pragmatic and business-oriented legal solutions.

Our clients

Our clients include global and local branches of major domestic and international banks, financial banking groups, financial conglomerates, European institutions, MiFID investment firms, payment service providers, e-money institutions, neobanks, financial holding companies, as well as other regulated financial sector professionals.

Our services

Our team has extensive experience in all areas of regulatory and compliance, including:

• License applications and surrender of license processes
• EU passporting notifications
• Authorisations to establish third-country regulated banking and MiFID branches
• Acquisitions and disposals of qualifying holdings in financial sector procedures (including change of control processes)
• Regulatory approval and/or non-objection requests in connection with mergers and acquisitions, voluntary liquidations and reorganisation of banking and financial institutions (including through branch transfer of activities, business lines or spin-offs)
• Reviewing and drafting of contractual documentation (including general terms and conditions, credit and loan agreements, portfolio management, advisory, RTO agreements)
• Reviewing and drafting of internal procedures and processes (including AML, internal governance, remuneration, internal audit and compliance procedures and processes)
• Consumer protection legislation
• Insolvency of banks, MiFID firms and regulated financial sector entities
• Qualification of financial services activities
• AML/CTF, KYC compliance and compliance with restrictive measures / compliance with economic sanctions
• CRD/CRR, IFD/IFR, MiFID regulatory and compliance aspects
• Credit card, e-money and payment services
• MiCAR and crypto assets
• Consolidated supervision and financial holding analysis
• Regulatory capital and remuneration requirements
• EMIR, securities clearance and settlement matters
• Professional secrecy
• Financial sector outsourcing projects
• Fit and proper assessments of management members and key function holders
• On- and off-site inspections from competent authorities (including AML, MiFID, PSD)
• Regulatory sanctions procedures and follow-on litigation
• Strategic boardroom advice
• Advising on compliance with sustainable finance regulation 

What others say about us